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Personal Umbrella Insurance

Sometimes, life “just happens”.

When “it” occurs, you want to have peace of mind and assurance that your insurance coverage is sufficient to keep you covered from life’s events.

But beyond resting easy, you also want to know that the things you’ve worked for are protected. Our core belief is that we’re in the business of redefining protection for our customers. While it’s one thing to protect your tangible assets, it’s another to make sure that you, your family and the entirety of your assets have additional protection. No one wakes up expecting to be the target of a lawsuit, the at-fault party in a car accident or negligent with a product produced by your business. However, these instances to arise, and the cost of such cases could exceed the protection afforded you by your insurance coverage. That’s why you should consider a personal umbrella insurance policy.

Do I Need an Umbrella Policy?

Personal umbrella policies exist to provide extra liability coverage, above and beyond the limits of homeowners,auto, and business owner insurance policies. Bagwell Insurance Group is here to offer affordable personal umbrella coverage, so that you know you have all bases covered. In today’s litigious society, people are suing each other more than ever, and thus, lawsuits have become ubiquitous. With verdicts totaling thousands upon thousands of dollars, and million dollar-plus awards being made on a regular basis, you can’t afford to be without the right type and amount of coverage. If you accidently injure someone or damage their property, you could be faced with a serious lawsuit that could put your family’s livelihood at risk.

We know that there is nothing more disturbing than the possibility of losing your most valuable possessions. The coverage that our umbrella coverage offers is specifically designed to provide protection when the liability on other current policies has been exhausted. This is one type of coverage no one should go without. These policies can also help to cover legal fees, settlement costs and other expenses for covered losses.

We are here to work through these situations with you, and want to be thought of as a valuable member of your family. Contact us for more information about how umbrella policies can be of benefit to you.