The Bagwell Insurance Group of Gainesville was originally opened in 1980 by Wendell Bagwell under the name Northeastern General Insurance Agency. This business began as a small two-man operation with a strong commitment to professional service and quality products.
Before consenting to a medical procedure or test, it is a good idea to make sure that your insurance policy covers it and negotiate cost if not. Many people simply assume that if a doctor orders a test or procedure, then insurance will cover it. This is a common assumption and could not be further from the truth. Determining whether or not a procedure is covered by insurance is the patient’s responsible. If insurance does cover the procedure, all is well. If not, here is a list of suggestions that may help:
Being faced with a procedure not covered by insurance is a stressful proposition and one that many people may encounter in their lifetime. Hopefully, these five suggestions on dealing with the situation will help provide a sense of comfort in the fact that you are prepared facing that position. Being denied a procedure is not the end of the world and by taking the advice mentioned here, you can work through the options and come up with the best plan for your particular situation.
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