Bagwell Insurance Group provides a range of insurance options including: personal, commercial, life
The Bagwell Insurance Group of Gainesville was originally opened in 1980 by Wendell Bagwell under the name Northeastern General Insurance Agency. This business began as a small two-man operation with a strong commitment to professional service and quality products.
Do You Need ATV Insurance?
Chances are you havehomeowners insurance,car insuranceandhealth insurance. Insurance is there to protect the things that are important to you. Like all insurance, ATV insurance is purchased just in case something was to happen and you needed financial protection.
In order to decide if purchasing ATV insurance is a good idea, you need to know how you will use your ATV. For pure recreational uses around your property, ATV insurance may not be necessary. Most property and homeowners insurances will provide insurance in the case of a major accident on your property.
However, if your ATV will be leaving your property, you should look into different insurance policies. When your ATV is transported, driven somewhere else, or stored in a different location, it might be necessary to purchase insurance. Many public parks require insurance for any ATV driven on their property.
ATV insurance could provide protection against:
Theft, fire and vandalism
Collision with other vehicles
Damages to property owned by someone else.
Driver or passender Injuries
Collision with uninsured vehicles and drivers if any damages are caused by them.
If you choose to purchase ATV insurance, there are many factors that might affect the cost. Often, the more likely you are to need ATV insurance, the more expensive the insurance will be.
ATV’s are fun and practical vehicles to drive but they can also be dangerous. Contact us if you would like a free quote on ATV Insurance.